{"id":1140,"date":"2024-04-26T21:04:38","date_gmt":"2024-04-26T13:04:38","guid":{"rendered":"https:\/\/dpalawan.com\/travelandtours\/?page_id=1140"},"modified":"2026-01-03T06:56:47","modified_gmt":"2026-01-02T22:56:47","slug":"banktransfer","status":"publish","type":"page","link":"https:\/\/dpalawan.com\/travelandtours\/banktransfer\/","title":{"rendered":"International &#038; Local Bank\/Fund Transfer (PHP Only)"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.27.2&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#000000 0%|rgba(0,0,0,0.6) 0%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;#000000&#8243; background_color_gradient_end=&#8221;rgba(0,0,0,0.6)&#8221; background_image=&#8221;https:\/\/dpalawan.com\/travelandtours\/wp-content\/uploads\/2024\/10\/DPalawanTravelAndTours.jpg&#8221; custom_margin=&#8221;||||false&#8221; custom_padding=&#8221;3vw||3vw||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.5&#8243; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; use_custom_width=&#8221;on&#8221; custom_width_px=&#8221;700px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_post_title meta=&#8221;off&#8221; featured_image=&#8221;off&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;Playfair Display|700|||||||&#8221; title_text_align=&#8221;center&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;38px&#8221; global_module=&#8221;1296&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_post_title][et_pb_text _builder_version=&#8221;4.27.5&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;Playfair Display|700|||||||&#8221; header_font_size=&#8221;48px&#8221; header_line_height=&#8221;1.5em&#8221; header_3_font=&#8221;Rubik|500||on|||||&#8221; header_3_text_color=&#8221;#098cf2&#8243; header_3_font_size=&#8221;14px&#8221; header_3_letter_spacing=&#8221;2px&#8221; header_3_line_height=&#8221;2em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;0px||25px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; header_font_size_tablet=&#8221;38px&#8221; header_font_size_phone=&#8221;28px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; text_text_shadow_style=&#8221;preset3&#8243; text_text_shadow_horizontal_length=&#8221;2em&#8221; text_text_shadow_vertical_length=&#8221;2em&#8221; text_text_shadow_blur_strength=&#8221;2em&#8221; header_text_shadow_style=&#8221;preset3&#8243; header_text_shadow_horizontal_length=&#8221;2em&#8221; header_text_shadow_vertical_length=&#8221;2em&#8221; header_text_shadow_blur_strength=&#8221;2em&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Pay via bank or fund transfer in Philippine Peso (PHP) for advance bookings, group arrangements, and pre-scheduled services. This option supports both local and international bank transfers, subject to posting time and verification.<\/strong><\/p>\n<p><strong>+63 963 139 0000<\/strong><\/p>\n<p><em>Contact us through Viber, WhatsApp, WeChat or Telegram for assistance!<\/em><\/p>\n<p><strong>DPalawanTravelAndTours@gmail.com<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_icon font_icon=&#8221;&#xf39f;||fa||400&#8243; icon_color=&#8221;#0fadfc&#8221; url=&#8221;http:\/\/m.me\/dpalawantravelandtours&#8221; url_new_window=&#8221;on&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_module=&#8221;1151&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_icon][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.27.5&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; 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button_text=&#8221;Terms of Service&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.5&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;12px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#ef3b24&#8243; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Rubik|||on|||||&#8221; custom_padding=&#8221;16px|32px|16px|32px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700||on|||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">Please take a moment to review our <a href=\"https:\/\/dpalawan.com\/travelandtours\/terms-of-service\/\">Terms of Service<\/a> and <a href=\"https:\/\/dpalawan.com\/travelandtours\/refund-policy\/\">Refund Policy<\/a> before completing your payment.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/dpalawan.com\/travelandtours\/wp-content\/uploads\/2026\/01\/palawan-bank-transfer_web.png&#8221; title_text=&#8221;palawan-bank transfer_web&#8221; url=&#8221;http:\/\/m.me\/dpalawantravelandtours&#8221; url_new_window=&#8221;on&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_button button_url=&#8221;http:\/\/m.me\/dpalawantravelandtours&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Unlock Details&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;12px&#8221; button_text_color=&#8221;#ef3b24&#8243; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Rubik|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;16px|32px|16px|32px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>This page explains how <strong>International and Local Bank\/Fund Transfers<\/strong> work when paying for tours, transfers, rentals, and travel services coordinated by <strong>D\u2019Palawan Travel and Tours<\/strong> (the \u201cAgency\u201d).<\/p>\n<p><strong>Important classification:<\/strong> Bank and fund transfers are treated as <strong>electronic payments<\/strong>, not cash payments. While they are accepted for certain bookings, they are subject to <strong>posting delays, verification requirements, and banking cut-off times<\/strong>.<\/p>\n<p>Because most Palawan Suppliers\/Providers require <strong>cash or cash-equivalent settlement<\/strong> for fuel, crews, permits, port fees, meals, and logistics, <strong>cash payment remains the required and most reliable option<\/strong> whenever you are already in Palawan.<\/p>\n<h2>Philippine Peso (PHP) Requirement<\/h2>\n<p><strong>All bank and fund transfers\u2014local or international\u2014must be sent and received in Philippine Peso (PHP).<\/strong><\/p>\n<ul>\n<li>Transfers sent in other currencies may be converted automatically, delayed, deducted, or rejected by banks;<\/li>\n<li>Currency conversion losses, spreads, and bank deductions are outside the Agency\u2019s control;<\/li>\n<li>Any shortfall caused by conversion or fees must be fully settled by the Client.<\/li>\n<\/ul>\n<p>To avoid issues, <strong>always confirm the payable PHP amount with us before sending any transfer<\/strong>.<\/p>\n<h2>Local vs. International Transfer Timelines<\/h2>\n<ul>\n<li><strong>Local bank transfers (Philippines):<\/strong> May post same day (InstaPay) or next business day (PesoNet), depending on the channel and cut-off time.<\/li>\n<li><strong>International bank\/fund transfers:<\/strong> May take <strong>3 banking days up to 2 weeks<\/strong> to reflect, depending on sending bank, intermediary banks, and compliance checks.<\/li>\n<\/ul>\n<p>Because international transfers do not post instantly, acceptance is <strong>case-by-case<\/strong> and depends on the service type and lead time.<\/p>\n<h2>Provisional Reservation &amp; Posting Requirement<\/h2>\n<p><strong>Sending a bank or fund transfer only provisionally reserves your slot.<\/strong><\/p>\n<ul>\n<li>Your booking is <strong>fully confirmed only after the funds are posted and verified<\/strong> in the Agency\u2019s account;<\/li>\n<li>Proof of transfer alone does <strong>not<\/strong> guarantee confirmation;<\/li>\n<li><strong>Payment must be posted at the very least before the start of the tour, transfer, rental, or package<\/strong>.<\/li>\n<\/ul>\n<p>If payment has not yet posted or cannot be verified before service start time, the Agency and\/or the Supplier\/Provider may <strong>cancel, deny, or terminate the service<\/strong>, even if proof of transfer is presented.<\/p>\n<h2>Fees, Charges, and Deductions<\/h2>\n<p>All bank and transfer-related charges are imposed by banks and financial institutions, not by the Agency.<\/p>\n<ul>\n<li><strong>All bank fees, intermediary fees, SWIFT charges, and transfer costs are shouldered entirely by the Client<\/strong>;<\/li>\n<li>These fees are <strong>separate from<\/strong> the tour or service price;<\/li>\n<li><strong>All bank-related fees are strictly non-refundable<\/strong> under any circumstances.<\/li>\n<\/ul>\n<p><strong>Refund computation basis:<\/strong> If a refund is approved, it is computed based on the <strong>net amount actually received<\/strong> by the Agency, excluding all bank fees and deductions.<em><\/em><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Proof of Transfer &amp; Verification<\/h2>\n<p>Immediately after initiating a bank or fund transfer, please send a clear screenshot or document showing:<\/p>\n<ul>\n<li>Sender\u2019s full name<\/li>\n<li>Sending bank<\/li>\n<li>Amount sent (in PHP)<\/li>\n<li>Date and time of transfer<\/li>\n<li>Transaction \/ reference number<\/li>\n<\/ul>\n<p><strong>Reminder:<\/strong> Proof of transfer helps tracking, but confirmation is issued only after <strong>actual posting and verification<\/strong> of funds.<\/p>\n<h2>Common Causes of Delay<\/h2>\n<ul>\n<li>Bank cut-off times and non-banking days<\/li>\n<li>Weekends and Philippine or international holidays<\/li>\n<li>Intermediary bank routing (international transfers)<\/li>\n<li>Compliance or anti-fraud checks<\/li>\n<li>Currency conversion or incorrect currency selection<\/li>\n<\/ul>\n<p>The Agency is not responsible for delays caused by banks, intermediary institutions, or international clearing systems.<\/p>\n<h2>Helpful Tips<\/h2>\n<ul>\n<li><strong>1)<\/strong> Contact us first to confirm the exact payable amount in PHP.<\/li>\n<li><strong>2)<\/strong> Initiate international transfers well in advance\u2014ideally 1\u20132 weeks before your tour date.<\/li>\n<li><strong>3)<\/strong> Confirm your bank\u2019s cut-off times and holiday schedules.<\/li>\n<li><strong>4)<\/strong> Always select PHP as the receiving currency.<\/li>\n<li><strong>5)<\/strong> Expect intermediary bank fees for international transfers.<\/li>\n<li><strong>6)<\/strong> Send proof of transfer immediately after initiating payment.<\/li>\n<li><strong>7)<\/strong> Do not rely on \u201cprocessing\u201d or \u201csent\u201d status\u2014posting is what matters.<\/li>\n<li><strong>8)<\/strong> Avoid last-minute bank transfers for same-day or next-day tours.<\/li>\n<li><strong>9)<\/strong> Keep your transaction reference number until the service is completed.<\/li>\n<li><strong>10)<\/strong> If payment has not posted close to your tour date, be ready with an alternative payment method.<\/li>\n<li><strong>11)<\/strong> When already in Palawan, choose cash payment to avoid banking delays.<\/li>\n<\/ul>\n<h2>Acceptance of Terms<em><\/em><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_module=&#8221;1252&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>These <strong>Payment Guidelines<\/strong> are intended to help ensure a smooth and stress-free booking experience by explaining the <strong>accepted payment methods<\/strong>, <strong>possible fees<\/strong>, and <strong>important operational, posting, and refund-related considerations<\/strong> when booking tours, transfers, rentals, and travel services through <strong>D\u2019Palawan Travel and Tours<\/strong> (the \u201cAgency\u201d).<\/p>\n<p>Palawan travel operates under real-world, on-ground conditions. Tours, boat operations, vehicle dispatch, permits, crews, meals, and equipment preparation are delivered primarily by <strong>independent local suppliers<\/strong> such as boat operators, drivers, guides, tour operators, and rental owners. As a practical and operational reality, most suppliers require <strong>cash or cash-equivalent settlement<\/strong> to mobilize resources, prepare equipment, secure permits, assign crews, and cover essential costs such as fuel, port and terminal fees, food provisions, and logistics.<\/p>\n<p>Because of these realities, <strong>cash payment remains our required and preferred payment method<\/strong>. It is the simplest, fastest, and most reliable way to confirm bookings, reduce processing delays, and coordinate services efficiently. When possible, especially for time-sensitive arrangements or limited slots, we strongly encourage guests to settle in cash.<\/p>\n<p>At the same time, we recognize that some guests may not yet be in Palawan, may be arranging payments remotely, or may need to secure their booking in advance. For this reason, <strong>digital and electronic payment methods<\/strong> are offered strictly <strong>as a convenience option<\/strong>. These methods may involve third-party processing, platform or bank charges, currency conversions, posting delays, withdrawal or encashment requirements, and intermediary deductions before supplier settlement can occur.<\/p>\n<p><strong>Important:<\/strong> Sending any payment, deposit, or reservation amount shall be construed as confirmation that you have read, understood, and agreed to these <strong><a href=\"https:\/\/dpalawan.com\/travelandtours\/pay\/\">Payment Guidelines<\/a><\/strong> together with our <strong><a href=\"https:\/\/dpalawan.com\/travelandtours\/refund-policy\/\">Refund Policy<\/a><\/strong>, <strong><a href=\"https:\/\/dpalawan.com\/travelandtours\/terms-of-service\/\">Terms of Service<\/a><\/strong>, <strong><a href=\"https:\/\/dpalawan.com\/travelandtours\/terms-of-use\/\">Terms of Use<\/a><\/strong>, <strong><a href=\"https:\/\/dpalawan.com\/travelandtours\/disclaimer\/\">Disclaimer<\/a><\/strong>, and <strong><a href=\"https:\/\/dpalawan.com\/travelandtours\/disclosure\/\">Disclosure<\/a><\/strong>.<\/p>\n<p>Clients are strongly advised to read this page together with the <strong>Payment Rules (Applies to All Payment Methods)<\/strong> section appearing below, which governs booking confirmation, verification, applicable fees, proof of payment requirements, exchange-rate handling, fraud prevention, and dispute or chargeback procedures.<\/p>\n<p><strong>Important Operational Reminder:<\/strong> Before sending any <strong>digital or electronic payment<\/strong> (including GCash, PayPal, bank transfer, QR payments, or money remittance), clients must <strong>contact us first<\/strong> to confirm the following:<\/p>\n<ul>\n<li>The exact payable amount for the selected tour, package, or service, taking into account possible platform or bank deductions;<\/li>\n<li>The availability, suitability, and validity of the chosen payment channel;<\/li>\n<li>The expected posting and verification timeline relevant to the service date.<\/li>\n<\/ul>\n<p>Payments sent without prior confirmation may result in underpayment, misapplied funds, or delayed posting. While the Agency will always make reasonable efforts to assist, slot availability and service coordination cannot be guaranteed until the correct amount is received and verified in accordance with the Payment Rules.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/dpalawan.com\/travelandtours\/wp-content\/uploads\/2024\/10\/Puerto-Princesa-Underground-River.jpg&#8221; alt=&#8221;Puerto Princesa Underground River&#8221; title_text=&#8221;Puerto Princesa Underground River&#8221; url=&#8221;https:\/\/dpalawan.com\/travelandtours\/puertoprincesa-philippines\/&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pay via bank or fund transfer in Philippine Peso (PHP) for advance bookings, group arrangements, and pre-scheduled services. This option supports both local and international bank transfers, subject to posting time and verification. +63 963 139 0000 Contact us through Viber, WhatsApp, WeChat or Telegram for assistance! DPalawanTravelAndTours@gmail.comPlease take a moment to review our Terms [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1356,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"This page explains how <strong>International and Local Bank\/Fund Transfers<\/strong> work when paying for tours, transfers, rentals, and travel services coordinated by <strong>D\u2019Palawan Travel and Tours<\/strong> (the \u201cAgency\u201d).\r\n\r\n<strong>Important classification:<\/strong> Bank and fund transfers are treated as <strong>electronic payments<\/strong>, not cash payments. While they are accepted for certain bookings, they are subject to <strong>posting delays, verification requirements, and banking cut-off times<\/strong>.\r\n\r\nBecause most Palawan Suppliers\/Providers require <strong>cash or cash-equivalent settlement<\/strong> for fuel, crews, permits, port fees, meals, and logistics, <strong>cash payment remains the required and most reliable option<\/strong> whenever you are already in Palawan.\r\n\r\n<hr \/>\r\n\r\n<h2>1) Philippine Peso (PHP) Requirement<\/h2>\r\n<strong>All bank and fund transfers\u2014local or international\u2014must be sent and received in Philippine Peso (PHP).<\/strong>\r\n<ul>\r\n \t<li>Transfers sent in other currencies may be converted automatically, delayed, deducted, or rejected by banks;<\/li>\r\n \t<li>Currency conversion losses, spreads, and bank deductions are outside the Agency\u2019s control;<\/li>\r\n \t<li>Any shortfall caused by conversion or fees must be fully settled by the Client.<\/li>\r\n<\/ul>\r\nTo avoid issues, <strong>always confirm the payable PHP amount with us before sending any transfer<\/strong>.\r\n\r\n<hr \/>\r\n\r\n<h2>2) Local vs. International Transfer Timelines<\/h2>\r\n<ul>\r\n \t<li><strong>Local bank transfers (Philippines):<\/strong> May post same day (InstaPay) or next business day (PesoNet), depending on the channel and cut-off time.<\/li>\r\n \t<li><strong>International bank\/fund transfers:<\/strong> May take <strong>3 banking days up to 2 weeks<\/strong> to reflect, depending on sending bank, intermediary banks, and compliance checks.<\/li>\r\n<\/ul>\r\nBecause international transfers do not post instantly, acceptance is <strong>case-by-case<\/strong> and depends on the service type and lead time.\r\n\r\n<hr \/>\r\n\r\n<h2>3) Provisional Reservation & Posting Requirement<\/h2>\r\n<strong>Sending a bank or fund transfer only provisionally reserves your slot.<\/strong>\r\n<ul>\r\n \t<li>Your booking is <strong>fully confirmed only after the funds are posted and verified<\/strong> in the Agency\u2019s account;<\/li>\r\n \t<li>Proof of transfer alone does <strong>not<\/strong> guarantee confirmation;<\/li>\r\n \t<li><strong>Payment must be posted at the very least before the start of the tour, transfer, rental, or package<\/strong>.<\/li>\r\n<\/ul>\r\nIf payment has not yet posted or cannot be verified before service start time, the Agency and\/or the Supplier\/Provider may <strong>cancel, deny, or terminate the service<\/strong>, even if proof of transfer is presented.\r\n\r\n<hr \/>\r\n\r\n<h2>4) Fees, Charges, and Deductions<\/h2>\r\nAll bank and transfer-related charges are imposed by banks and financial institutions, not by the Agency.\r\n<ul>\r\n \t<li><strong>All bank fees, intermediary fees, SWIFT charges, and transfer costs are shouldered entirely by the Client<\/strong>;<\/li>\r\n \t<li>These fees are <strong>separate from<\/strong> the tour or service price;<\/li>\r\n \t<li><strong>All bank-related fees are strictly non-refundable<\/strong> under any circumstances.<\/li>\r\n<\/ul>\r\n<strong>Refund computation basis:<\/strong> If a refund is approved, it is computed based on the <strong>net amount actually received<\/strong> by the Agency, excluding all bank fees and deductions.\r\n\r\n<hr \/>\r\n\r\n<h2>5) Proof of Transfer & Verification<\/h2>\r\nImmediately after initiating a bank or fund transfer, please send a clear screenshot or document showing:\r\n<ul>\r\n \t<li>Sender\u2019s full name<\/li>\r\n \t<li>Sending bank<\/li>\r\n \t<li>Amount sent (in PHP)<\/li>\r\n \t<li>Date and time of transfer<\/li>\r\n \t<li>Transaction \/ reference number<\/li>\r\n<\/ul>\r\n<strong>Reminder:<\/strong> Proof of transfer helps tracking, but confirmation is issued only after <strong>actual posting and verification<\/strong> of funds.\r\n\r\n<hr \/>\r\n\r\n<h2>6) Common Causes of Delay<\/h2>\r\n<ul>\r\n \t<li>Bank cut-off times and non-banking days<\/li>\r\n \t<li>Weekends and Philippine or international holidays<\/li>\r\n \t<li>Intermediary bank routing (international transfers)<\/li>\r\n \t<li>Compliance or anti-fraud checks<\/li>\r\n \t<li>Currency conversion or incorrect currency selection<\/li>\r\n<\/ul>\r\nThe Agency is not responsible for delays caused by banks, intermediary institutions, or international clearing systems.\r\n\r\n<hr \/>\r\n\r\n<h2>7) Helpful Tips (At Least 10)<\/h2>\r\n<ul>\r\n \t<li><strong>1)<\/strong> Contact us first to confirm the exact payable amount in PHP.<\/li>\r\n \t<li><strong>2)<\/strong> Initiate international transfers well in advance\u2014ideally 1\u20132 weeks before your tour date.<\/li>\r\n \t<li><strong>3)<\/strong> Confirm your bank\u2019s cut-off times and holiday schedules.<\/li>\r\n \t<li><strong>4)<\/strong> Always select PHP as the receiving currency.<\/li>\r\n \t<li><strong>5)<\/strong> Expect intermediary bank fees for international transfers.<\/li>\r\n \t<li><strong>6)<\/strong> Send proof of transfer immediately after initiating payment.<\/li>\r\n \t<li><strong>7)<\/strong> Do not rely on \u201cprocessing\u201d or \u201csent\u201d status\u2014posting is what matters.<\/li>\r\n \t<li><strong>8)<\/strong> Avoid last-minute bank transfers for same-day or next-day tours.<\/li>\r\n \t<li><strong>9)<\/strong> Keep your transaction reference number until the service is completed.<\/li>\r\n \t<li><strong>10)<\/strong> If payment has not posted close to your tour date, be ready with an alternative payment method.<\/li>\r\n \t<li><strong>11)<\/strong> When already in Palawan, choose cash payment to avoid banking delays.<\/li>\r\n<\/ul>\r\n\r\n<hr \/>\r\n\r\n<h2>8) Acceptance of Terms<\/h2>\r\nBy sending any bank or fund transfer, deposit, or reservation payment, you confirm that you have read, understood, and agreed to:\r\n<ul>\r\n \t<li><a href=\"https:\/\/dpalawan.com\/travelandtours\/pay\/\">Payment Guidelines<\/a><\/li>\r\n \t<li><a href=\"https:\/\/dpalawan.com\/travelandtours\/refund-policy\/\">Refund Policy<\/a><\/li>\r\n \t<li><a href=\"https:\/\/dpalawan.com\/travelandtours\/terms-of-service\/\">Terms of Service<\/a><\/li>\r\n \t<li><a href=\"https:\/\/dpalawan.com\/travelandtours\/terms-of-use\/\">Terms of Use<\/a><\/li>\r\n \t<li><a href=\"https:\/\/dpalawan.com\/travelandtours\/disclaimer\/\">Disclaimer<\/a><\/li>\r\n \t<li><a href=\"https:\/\/dpalawan.com\/travelandtours\/disclosure\/\">Disclosure<\/a><\/li>\r\n<\/ul>\r\nIf you do not agree with these terms, please do not proceed with payment.\r\n\r\n<em>Last updated: December 2025 (Philippines)<\/em>","_et_gb_content_width":"","slim_seo":{"title":"International & Local Bank\/Fund Transfer (PHP Only) - D&#039;Palawan Travel and Tours","description":"Pay via bank or fund transfer in Philippine Peso (PHP) for advance bookings, group arrangements, and pre-scheduled services. This option supports both local and"},"footnotes":""},"class_list":["post-1140","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/dpalawan.com\/travelandtours\/wp-json\/wp\/v2\/pages\/1140","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dpalawan.com\/travelandtours\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dpalawan.com\/travelandtours\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dpalawan.com\/travelandtours\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dpalawan.com\/travelandtours\/wp-json\/wp\/v2\/comments?post=1140"}],"version-history":[{"count":0,"href":"https:\/\/dpalawan.com\/travelandtours\/wp-json\/wp\/v2\/pages\/1140\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dpalawan.com\/travelandtours\/wp-json\/wp\/v2\/media\/1356"}],"wp:attachment":[{"href":"https:\/\/dpalawan.com\/travelandtours\/wp-json\/wp\/v2\/media?parent=1140"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}